Upload the financial reports you already receive. CFO Analyst reviews the numbers like a CFO, identifying what is changing, what deserves attention, and the questions you should be asking your team.
Built for contractors and field-service businesses.
Accounting systems record transactions. Financial statements report results. Dashboards display metrics.
But owners still need someone to answer the questions that actually matter:
CFO Analyst is designed for that gap.
Upload the financial reports you already receive.
Start with:
Profit & Loss / Income Statement
Balance Sheet
Optional deeper evidence:
AR Aging
WIP Schedule
CFO Analyst reviews financial performance and identifies patterns, changes, risks, and questions that deserve management attention.
Receive an owner-focused CFO review showing:
The example below is illustrative and does not represent an actual customer result. It shows the structure of an owner-focused CFO review.
Your P&L and Balance Sheet are enough to begin. Add AR Aging and WIP when you want CFO Analyst to go deeper into collections and project economics.
Contractors and field-service businesses have financial dynamics that generic analysis misses. CFO Analyst is built to recognize them.
Notice when margin is shifting before it shows up on the bottom line.
Distinguish what you earned from what you collected.
Track the receivables, payables, and cash position behind the numbers.
See where collections are stretching when you add AR Aging.
Evaluate project-level performance when you add a WIP schedule.
Spot patterns that point to estimate or pricing drift.
CFO Analyst identifies financial patterns and raises management questions. It does not diagnose operational causes on its own; it points you to the questions your team needs to answer.
The facts your financial statements establish: revenue, margin, balances, and how they changed. CFO Analyst reads these directly.
The causes behind the numbers: why a margin moved, which jobs drove it, whether pricing or productivity is the issue. CFO Analyst flags these honestly and suggests what to investigate next.
CFO Analyst is a financial intelligence product for contractors and field-service businesses. TopOut Partners works with CFO Analyst Design Partners and can separately provide strategic finance and operating support when additional help is needed.
The $499/month Design Partner subscription covers CFO Analyst. It does not include advisory services.
Start with the free Business Value Assessment. Ten focused questions help you assess financial strength, operating maturity and enterprise-value readiness.
Take the Free AssessmentCFO Analyst is a financial intelligence product that reviews the financial reports you already receive and surfaces what is changing, what deserves attention, and the questions you should be asking your team. It reads your numbers the way a CFO would.
Contractors and field-service businesses initially. CFO Analyst is built for owners who receive regular financial statements but do not have a full-time CFO interpreting what the numbers mean.
Start with your Profit & Loss (Income Statement) and Balance Sheet. To go deeper into collections and project economics, you can add AR Aging and a WIP schedule later.
No. CFO Analyst works from the reports your accounting system already produces. There is no ERP replacement, no new accounting system, and no large software implementation.
No. CFO Analyst does not replace your controller, bookkeeper, or CPA. It reviews the financial statements they produce and helps you, the owner, understand what deserves your attention and what to ask your team next.
Yes. When you upload a WIP schedule, CFO Analyst can go deeper into project-level performance and help evaluate whether project economics are contributing to changes in margin or cash. You can start without WIP and add it when you are ready.
CFO Analyst clearly distinguishes what the numbers show from what management still needs to explain. When the financial statements alone are not enough to establish a cause, it tells you what it cannot determine yet and suggests the evidence that would help, such as a WIP schedule or AR Aging.
CFO Analyst is available to early Design Partners at $499 per month. It is a recurring monthly subscription you can cancel anytime, effective at the end of the paid period.
Design Partners are early customers who use CFO Analyst while the product continues to evolve. Design Partners receive hands-on onboarding and support from TopOut Partners and help shape what CFO Analyst becomes.
No. Your financial reports are uploaded to your private, authenticated CFO Analyst workspace. They are not published or shared publicly, and access is controlled through your account.